Retirement planning including pensions and long term health care provision

Retirement has been described as the longest holiday you will ever take and yet often we spend more time in planning our annual holiday. 

Many people acknowledge that they cannot rely on the State pension to give them a comfortable retirement. This puts the onus on individuals to ensure they have the appropriate arrangements in place and that they are funding their pensions adequately to provide them with the income they require in their retirement. 

Whatever your existing pension arrangements are, we could review these to ensure that you have the most appropriate arrangements to make provision for your income in retirement.  We could also help assist in reviewing your State pension entitlement.

When the time comes to take the retirement benefits we could assist you in the options available including annuity purchase, income withdrawal and phased retirement giving more flexibility in retirement.